I called Mr. Omprakash, the Loan guy at State bank of India this afternoon and got the good news that my car loan has been approved. Thought this deserved a post at my blog. It has been close to 6 weeks since we embarked on this journey to own a car - a middle class indian dream. I knocked on doors of various banks - HDFC, Indian Overseas Bank, Karnataka Bank, Corporation Bank, ICICI Bank and State Bank of Patiala. I was very close to getting a loan from State Bank of Patiala - but the Saturday morning spent 3 weeks back at their City office will always be remembered - for a Mr. Harish who made me wait for 2 hours and was too busy and heavy handed to see the business he let go.
We decided to buy a non metallic Maruti Alto after deliberating on Hyundai i10 and Chevrolet Spark.
All in all, it was a learning on how to deal with various car dealers, bankers and how to collect the documentation needed. Hope this helps me in my next dream - owning a house in Bangalore.
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